Outbound · Referral Admin

Active agents47+9 this month

Pending KYC3

Bookings via agents (MTD)68₹38.4 L revenue

Commission accrued₹2.18 L

Commission paid (MTD)₹1.60 L

Payout requests pending5₹1.92 L

Top earning agents (90d)

#	Agent	Tier	Bookings	Revenue	Commission
1	Anita P. · Chennai	🥇 Gold	31	₹21.2 L	₹1.42 L
2	Travel Spark Agency · Bengaluru	🥇 Gold	28	₹19.0 L	₹1.27 L
3	R.S. · Hyderabad	🥈 Silver	22	₹15.4 L	₹0.94 L
4	SK Hospitality · Coimbatore	🥈 Silver	20	₹13.2 L	₹0.81 L
5	M.E. · Mumbai	🥈 Silver	19	₹12.8 L	₹0.76 L
6	Rahul S. · Coimbatore	🥈 Silver	19	₹11.3 L	₹0.62 L eligible

🛡 Suspicious patterns (Aura)

AG0107 · 84 % of clicks from same /24 IP block in 24 h · Investigate
AG0072 · 4 self-referrals in 30 days · Investigate
Customer ref · 3 same-device pairs (referrer+friend) · Investigate
AG0090 · 32 % refund rate (vs 4 % avg) · Investigate

Funnel · Clicks → Net revenue (90d)

Clicks

28k

Lead opens

8.6k

Quotes

3.1k

Bookings

202

Net revenue

₹1.18 Cr

Agent	Type	City	Tier	KYC	Bookings	Lifetime ₹	Last activity
Anita P.	Individual	Chennai	🥇	Verified	31	₹21.2 L	2 h ago	Open
Travel Spark Agency	Agency	Bengaluru	🥇	Verified	28	₹19.0 L	1 h ago	Open
R.S.	Individual	Hyderabad	🥈	Verified	22	₹15.4 L	30 m ago	Open
SK Hospitality	Agency	Coimbatore	🥈	Verified	20	₹13.2 L	3 h ago	Open
Rahul S.	Individual	Coimbatore	🥈	Verified	19	₹11.3 L	now	Open
Karthik V.	Individual	Chennai	🥉	Pending KYC	2	₹0.6 L	1 d ago	Review KYC
AG0107 · suspicious	Individual	Delhi	🥉	Verified	5	₹3.1 L	1 h ago	Investigate ⚠

RS

Rahul S. · Individual

Coimbatore · submitted 2 d ago · PAN ABCDE1234F · HDFC ****2110 · UPI rahul@upi

PAN ✓ OCR Aadhaar ✓ OCR Bank ✓ Penny-drop ₹1 UPI · awaiting verification

TS

Travel Spark Agency · Agency

Bengaluru · submitted 4 d ago · GST 22ABCDE1234F1Z9 · ICICI ****8744

PAN ✓ GST ✓ verified with GSTN Business proof · pending review Bank ✓

AP

Anita P. · Individual

Chennai · re-submission · PAN updated

PAN ✓ (updated) Aadhaar ✓ Bank ✓ SBI ****0190

Rules

Scope	Rate	Tier multipliers	Hold	Status
Global	6 %	S ×1.10 · G ×1.25 · P ×1.50	14 d post-trip	Active
Theme · Honeymoon	+1 %	—	14 d	Active
Destination · Maldives	+0.5 %	—	14 d	Active
Package · BHB-201	Cap ₹6,000 / booking	—	14 d	Active
Agent override · Travel Spark	7 %	—	7 d	Negotiated

Live preview

Pick an example order → see how rules apply.

Agent

Booking

Gross · ₹68,100
Global rate 6 %
+ Honeymoon theme +1 %
= 7 % · ₹4,767
× Silver multiplier 1.10
= Commission ₹5,243
Hold 14 d · eligible Aug 26, 2026

Date	Agent	Order	Gross	Rate × Tier	Commission	Status	Hold reason
05-05	Rahul S.	BK-29481	₹68,100	7% × 1.10	₹5,243	Hold	Travel Aug 12 → release Aug 26
05-04	Anita P.	BK-29472	₹1,10,000	6.5% × 1.25	₹8,937	Eligible	—
05-02	Travel Spark	BK-29460	₹84,000	7% (override)	₹5,880	Eligible	—
04-28	Rahul S.	BK-29410	₹42,200	6% × 1.10	₹2,786	Eligible	—
04-21	R.S.	BK-29388	₹29,500	6% × 1.10	₹1,948	Paid	UTR HDFC2208122
04-15	SK Hospitality	BK-29350	₹24,800	6% × 1.10	₹1,637	Paid	UTR HDFC2208090
03-30	Anita P.	BK-29280	₹1,10,000	6.5% × 1.25	₹8,937	Paid	UTR HDFC2204901

RS

Rahul S. 🥈

₹62,400 · NEFT HDFC ****2110 · KYC ✓ · Penny-drop ✓ · Risk score 12 / 100

AP

Anita P. 🥇

₹84,200 · NEFT SBI ****0190 · KYC ✓ · Risk score 8 / 100

TS

Travel Spark Agency 🥇

₹38,800 + GST · NEFT ICICI ****8744 · GST invoice required · Risk score 10 / 100

A1

AG0107 ⚠ flagged

₹6,200 · UPI · Risk score 82 / 100 · 84 % clicks from same /24 IP block

SK

SK Hospitality 🥈

₹14,200 · NEFT · KYC ✓ · Risk score 14 / 100

Bulk-disburse all approved payout requests up to the cut-off, generate NEFT batch CSV + UPI mandate file, and write to ledger.

1

Cycle selected · Friday May 15, 2026Auto-includes all approved requests up to Wed midnight

2

Review batch4 requests · Total ₹1.85 L · TDS ₹1,850 · Net ₹1.83 L

3

Generate NEFT CSV + UPI mandateFiles preview before download

4

Disburse & lockWrites to ledger · sends WhatsApp + email to each agent

Batch preview · 4 requests

Agent	Method	Gross	TDS 1%	Net	Account
Rahul S.	NEFT	₹62,400	₹624	₹61,776	HDFC ****2110
Anita P.	NEFT	₹84,200	₹842	₹83,358	SBI ****0190
Travel Spark	NEFT (+GST inv)	₹38,800	₹388	₹38,412	ICICI ****8744
SK Hospitality	NEFT	₹14,200	₹142	₹14,058	Axis ****6720
Total		₹1,99,600	₹1,996	₹1,97,604

NEFT batch CSV · preview

PYMT_PROD_TYPE_CODE|PYMT_MODE|DEBIT_ACC_NO|BNF_NAME|BNF_ACC_NO|BNF_BANK_IFSC|AMOUNT|DEBIT_NARR|CREDIT_NARR
NEFT|N|0145XXXXXXXX|RAHUL S|XXXXXX2110|HDFC0001234|61776|OB-PAYOUT-WD1029|OUTBOUND COMMISSION
NEFT|N|0145XXXXXXXX|ANITA P|XXXXXX0190|SBIN0001122|83358|OB-PAYOUT-WD1042|OUTBOUND COMMISSION
NEFT|N|0145XXXXXXXX|TRAVEL SPARK AGENCY|XXXXXX8744|ICIC0007890|38412|OB-PAYOUT-WD1051|OUTBOUND COMMISSION
NEFT|N|0145XXXXXXXX|SK HOSPITALITY|XXXXXX6720|UTIB0009902|14058|OB-PAYOUT-WD1052|OUTBOUND COMMISSION

Active referrers2,108

Invites sent (30d)8,420

Friends signed up1,902

Conversions (30d)142

Points issued (30d)71,000

Top referrers

Customer	Tier	Invites	Conversions	Points
F.X. (masked)	🥈	14	2	+1,000
P.S.	🥈	11	3	+1,500
R.S.	💎	22	8	+4,000
SD-22	🥇	9	2	+1,000

🛡 Fraud signals · customer refs

3 same-device pairs (referrer + friend) in last 30 days · Open
1 referrer used a self-created secondary account · Open
Cluster of 12 invites to throwaway emails (Mailinator) · Open

Conversions log

Date	Referrer	Friend booking	Pkg	Gross	Points credited
05-08	F.X.	BK-29411	Bali 5N	₹64,000	+500
05-07	P.S.	BK-29400	Maldives 5N	₹1,10,000	+500
05-05	R.S.	BK-29395	Manali 6N	₹24,800	+500
05-04	SD-22	BK-29380	Kerala 5N	₹29,500	+500

Revenue by agent (90d)

Anita P.

₹21.2 L

Travel Spark

₹19.0 L

R.S.

₹15.4 L

SK Hospitality

₹13.2 L

Rahul S.

₹11.3 L

Top destinations sold via agents

Bali

₹38 L

Maldives

₹26 L

Langkawi

₹18 L

Kerala

₹12 L

Manali

₹7.6 L

Lifecycle · signup → first booking

< 7 days

19 ag

7 – 14 d

11

14 – 30 d

8

> 30 d

14

Tier mobility (this quarter)

Bronze → Silver · 12 agents
Silver → Gold · 4 agents
Gold → Platinum · 1 agent
Silver → Bronze (downgrade) · 2 agents

🛡 AG0107 · same-IP click cluster

84 % of clicks in last 24 h from same /24 IP block (Delhi)
0 % bounce rate on those clicks (suspicious)
2 of 5 conversions refunded within 7 days
Aura risk score: 82 / 100

🛡 AG0072 · self-referral pattern

4 self-referrals in 30 days (matched device fingerprint + email parts)
All 4 booked then cancelled in < 14 d
Aura risk score: 68 / 100

🛡 AG0090 · refund rate anomaly

32 % refund rate (vs 4 % programme avg)
3 customers complained "agent misrepresented inclusions"
Aura risk score: 59 / 100

🛡 Customer ref · same-device pairs

3 referrer + friend pairs share device fingerprint
All redeemed friend's ₹500-off discount
Aura risk score: 71 / 100